Dear Reader,

Welcome to our Summer’18 Newsletter and summer it most certainly is. The fine weather has most people in a positive frame of mind. Undoubtedly the good weather provides a welcome boost for many businesses however it is worth sparing a thought for those not so lucky and whom are negatively impacted for reasons largely outside of their control.

In this edition we’ve tried to improvise a little and draw on the experiences of our colleague Niall O’Riordan who recently turned 80 and is still going strong. Throughout his 45 years in practice, Niall has seen his fair share of change in both our own profession as well as in the wider business community and he’s shared some of these experiences and stories in an interview with Paul O’Connell. It’s an interesting read.

We also feature an article on the proposed Pension Auto Enroll which the government are keen to implement as part of their strategy to deal with the pension time bomb. Whilst it’s early days in terms of planning, there’s no doubting that some level of action is needed.  Change is inevitable and so it’s important for businesses to get informed and start planning.

Mark Ryan has contributed a collection of mini articles pertaining to the insolvency process. Mark has had a number of key successes in the insolvency courts in recent times as interpretation and implementation of the legislation continues to evolve. Mark is very well respected in his area of expertise and in the majority of the cases he’s handled, has achieved significant debt relief to the borrowers involved.

Finally, yours truly recalls his first summer job, an education at the University of Life and how I still benefit from it some 38 years later. Can you recall with fondness your first summer job?

We hope you enjoy the read and your feedback is most welcome as always.

Enjoy the rest of the Summer.